 For many patients house calls will not cost any more than the traditional co-pay. Many insurance companies, including MediCare will pay for the doctor to come and see you. If your insurance does not pay for this service a credit card is required before the appointment.
The cost of getting a house call is probably a lot less then you think. Here are some guidelines based on various insurance plans:
Medicare: House calls are covered in the same manner as a visit to your office-based doctor. If you normally pay $0 out of pocket to see your office-based doctor, you will pay $0 out of pocket for a house call. Also, just like when you visit your office-based doctor, your annual deductible must be met before your Medicare insurance covers the expense.
For most people who have Medicare and a Medigap supplement plan (or MediCal as a secondary payer), the out-of-pocket cost for the patient is $0 after any deductible is met.
PPO Member: A house call is covered by your PPO plan as an "out-of-network" benefit. Check your PPO plan information to determine the percent of the cost for which you will be responsible.
HMO Member: We will bill your HMO for your house call, however, there is a mandatory $75 fee due on the day of the visit. In addition you will be responsible for any portion of the cost not covered by your HMO.
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